._hero_19g73_1{isolation:isolate;color:#fff;background:#0b3440;align-items:center;min-height:615px;display:flex;position:relative;overflow:hidden}._hero_19g73_1:before{content:"";z-index:-1;background:linear-gradient(91deg,#092e3df5 0%,#0a3543e6 54%,#102f3970 100%);position:absolute;inset:0}._heroImage_19g73_3{z-index:-2;object-fit:cover;width:100%;height:100%;position:absolute;inset:0}._heroInner_19g73_4{width:min(1240px,100% - 48px);margin-inline:auto;padding:112px 0 100px;position:relative}._hero_19g73_1 h1{color:#fff;letter-spacing:-.054em;max-width:950px;margin:22px 0 30px;font-size:clamp(2.75rem,6.1vw,5.5rem);line-height:1.05}._hero_19g73_1 h1 em{color:#efd4a2;font-style:normal}._heroInner_19g73_4>p:not(._eyebrow_19g73_7){color:#e5f2f2;max-width:720px;font-size:clamp(1rem,1.6vw,1.22rem);line-height:1.75}._heroInner_19g73_4 strong{color:#fff}._heroChips_19g73_9{flex-wrap:wrap;gap:10px;margin:29px 0 32px;display:flex}._heroChips_19g73_9 span{color:#f7eee0;letter-spacing:.015em;background:#fff2;border:1px solid #f1eee18c;border-radius:25px;padding:8px 14px;font-size:.8rem}._goldAction_19g73_11{border-radius:5px;padding:16px 23px;font-size:.93rem;font-weight:800;display:inline-block;box-shadow:0 7px 17px #00141c2e;color:#11343d!important;background:#e4bf7e!important;text-decoration:none!important}._goldAction_19g73_11:hover{background:#f5d398!important}._story_19g73_13{grid-template-columns:minmax(0,1fr) 320px;align-items:center;gap:min(8vw,110px);padding-top:86px;padding-bottom:86px;display:grid}._story_19g73_13 h2,._timeline_19g73_14 h2,._calculatorSection_19g73_14 h2,._distinction_19g73_14 h2,._safety_19g73_14 h2,._checklist_19g73_14 h2,._related_19g73_14 h2,._faq_19g73_14 h2,._sources_19g73_14 h2,._cta_19g73_14 h2{letter-spacing:-.045em;margin:13px 0 27px;font-size:clamp(1.94rem,3.65vw,3.45rem);line-height:1.17}._story_19g73_13 p,._calculatorSection_19g73_14>p,._distinction_19g73_14 p,._checklist_19g73_14>p,._related_19g73_14>p,._faq_19g73_14 p,._sources_19g73_14>p{color:#47616c;font-size:1.06rem;line-height:1.83}._story_19g73_13 p{max-width:800px}._truthCard_19g73_17{background:#edf4ef;border:1px solid #cfdbd8;border-left:6px solid #c2a068;border-radius:6px;padding:35px;box-shadow:0 16px 40px #173c4312}._truthCard_19g73_17 span,._labelPill_19g73_18{text-transform:uppercase;color:#8a6b3b;letter-spacing:.075em;margin-bottom:16px;font-size:.76rem;font-weight:850;display:block}._truthCard_19g73_17 strong{color:#164552;font-family:Georgia,serif;font-size:2rem;line-height:1.17;display:block}._truthCard_19g73_17 p{margin-bottom:0;font-size:.96rem}._timeline_19g73_14{color:#f8f8f6;background:#133c49;padding:89px 0 90px}._timeline_19g73_14 h2,._safety_19g73_14 h2,._cta_19g73_14 h2{color:#fff;max-width:1000px}._timelineGrid_19g73_23{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-top:37px;display:grid}._timelineGrid_19g73_23 article{background:#ffffff0d;border:1px solid #d5ece955;border-radius:8px;padding:23px 20px}._timelineTop_19g73_25{flex-direction:column;gap:13px;min-height:95px;display:flex}._timelineTop_19g73_25 span{color:#eccb93;font:600 2.8rem/1 Georgia,serif}._timelineTop_19g73_25 small{text-transform:uppercase;color:#d0e0da;letter-spacing:.045em;font-size:.74rem;font-weight:800}._timelineGrid_19g73_23 h3{color:#fff;margin:4px 0 14px;font-size:1.28rem;line-height:1.31}._timelineGrid_19g73_23 p{color:#e0eeeb;margin:0;font-size:.94rem;line-height:1.69}._timelineFoot_19g73_30{color:#dfeae7;border-left:4px solid #e1b970;max-width:1000px;margin:30px 0 0;padding:12px 18px;line-height:1.75}._calculatorSection_19g73_14{padding-top:92px;padding-bottom:92px}._calculatorSection_19g73_14>p{max-width:870px}._calculatorSection_19g73_14>p a{color:#086177;text-underline-offset:3px}._estimator_19g73_34{background:#f7f8f5;border:1px solid #cad8d5;border-radius:11px;grid-template-columns:minmax(0,1.2fr) minmax(0,.88fr);margin:33px 0 0;display:grid;overflow:hidden;box-shadow:0 18px 44px #0b304011}._estimateInputs_19g73_35{padding:35px 36px 39px}._estimateHeader_19g73_36 h3{letter-spacing:-.025em;color:#133d49;margin:0 0 15px;font-size:1.8rem;line-height:1.24}._estimateHeader_19g73_36 p{color:#506b73;font-size:.96rem;line-height:1.7}._inputGrid_19g73_38{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 18px;margin-top:30px;display:grid}._inputGrid_19g73_38 label{color:#173e4b;flex-direction:column;gap:8px;min-width:0;font-size:.88rem;font-weight:790;display:flex}._inputGrid_19g73_38 label small{color:#5e7177;min-height:57px;font-size:.79rem;font-weight:450;line-height:1.55}._inputGrid_19g73_38 input{color:#153741;font-variant-numeric:tabular-nums;background:#fff;border:1px solid #b2c9c6;border-radius:5px;width:100%;min-width:0;max-width:100%;padding:13px 14px;font-size:1.06rem;font-weight:720}._inputGrid_19g73_38 input:focus{outline-offset:2px;outline:3px solid #c9a768}._estimateResults_19g73_43{color:#fff;background:#153f4d;padding:38px 34px 35px}._resultEyebrow_19g73_44{color:#e5c98e;letter-spacing:.07em;text-transform:uppercase;margin-bottom:12px;font-size:.78rem;font-weight:800}._resultNumber_19g73_45{color:#fff;font-variant-numeric:tabular-nums;letter-spacing:-.055em;overflow-wrap:anywhere;font:600 clamp(2.8rem,4.4vw,4rem)/1.1 Georgia,serif;display:block}._resultNote_19g73_46{color:#d7e8e5;margin:18px 0 30px;font-size:.88rem;line-height:1.7}._resultNote_19g73_46 strong{color:#fff}._resultLine_19g73_48{color:#e3eded;border-top:1px solid #ffffff35;justify-content:space-between;align-items:baseline;gap:10px;padding:13px 0;font-size:.88rem;display:flex}._resultLine_19g73_48 b{font-variant-numeric:tabular-nums;color:#fff;white-space:nowrap;font-size:1.02rem}._feeSegments_19g73_50{background:#ffffff25;border-radius:12px;width:100%;height:13px;margin:24px 0 32px;display:flex;overflow:hidden}._feeSegments_19g73_50 span:first-child{background:#dfb977}._feeSegments_19g73_50 span:nth-child(2){background:#81c5bb}._feeSegments_19g73_50 span:nth-child(3){background:#6595ad}._totalPeriod_19g73_54{background:#ffffff12;border:1px solid #b4d1c68a;border-radius:7px;flex-direction:column;gap:8px;padding:22px;display:flex}._totalPeriod_19g73_54 span{text-transform:uppercase;letter-spacing:.055em;color:#e2cba4;font-size:.76rem;font-weight:800}._totalPeriod_19g73_54 strong{color:#fff;font-variant-numeric:tabular-nums;font:600 2.6rem/1.1 Georgia,serif}._totalPeriod_19g73_54 small{color:#e0efed;font-size:.84rem;line-height:1.65}._reset_19g73_58{color:#fff;cursor:pointer;background:0 0;border:1px solid #dde7e599;border-radius:5px;margin-top:22px;padding:12px 13px;font-size:.84rem;font-weight:780;display:block}._reset_19g73_58:hover{background:#ffffff1a}._calculatorWarning_19g73_60{color:#405f67;background:#ebf1ec;border-top:1px solid #d0ddd7;grid-column:1/-1;margin:0;padding:21px 35px;font-size:.88rem;line-height:1.75}._distinction_19g73_14{padding-top:88px;padding-bottom:94px}._distinctionGrid_19g73_62{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:35px;display:grid}._distinctionGrid_19g73_62 article{background:#f1f5f1;border:1px solid #cbdcd6;border-radius:8px;flex-direction:column;gap:10px;padding:28px 27px;display:flex}._distinctionGrid_19g73_62 article:nth-child(2){background:#fff9ed;border-color:#e1cba6}._distinctionGrid_19g73_62 span{letter-spacing:.09em;text-transform:uppercase;color:#96723c;font-size:.78rem;font-weight:800}._distinctionGrid_19g73_62 h3{color:#143d4b;margin:7px 0 0;font-size:1.7rem;line-height:1.27}._distinctionGrid_19g73_62 p{flex:1;font-size:.95rem;line-height:1.72}._distinctionGrid_19g73_62 strong{color:#204d54;text-transform:uppercase;letter-spacing:.045em;font-size:.8rem}._safety_19g73_14{color:#fff;background:#0e3442;padding:90px 0}._safetyGrid_19g73_70{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:34px;display:grid}._safetyGrid_19g73_70 div{background:#fff1;border:1px solid #ffffff48;border-radius:7px;padding:29px}._safetyGrid_19g73_70 h3{color:#f2d29c;margin:0 0 13px;font-size:1.55rem;line-height:1.3}._safetyGrid_19g73_70 p{color:#e6f0ed;font-size:.98rem;line-height:1.8}._checklist_19g73_14{padding-top:88px;padding-bottom:88px}._checklist_19g73_14>p{max-width:900px}._checklist_19g73_14 ol{counter-reset:question;gap:13px;max-width:1030px;margin:35px 0;padding:0;list-style:none;display:grid}._checklist_19g73_14 li{counter-increment:question;color:#3c5860;background:#f4f7f3;border-bottom:1px solid #cbdad6;grid-template-columns:38px minmax(140px,.36fr) 1fr;align-items:start;gap:17px;padding:20px 19px;line-height:1.6;display:grid}._checklist_19g73_14 li:before{content:counter(question,decimal-leading-zero);color:#9e7c47;font:600 1.3rem Georgia,serif}._checklist_19g73_14 li strong{color:#153b47}._notice_19g73_80{background:#faf5e9;border-left:4px solid #c7a066;max-width:1030px;padding:22px 25px;color:#4f5b55!important;font-size:.93rem!important}._related_19g73_14{border-top:1px solid #d9e0dd;padding-top:65px;padding-bottom:80px}._relatedGrid_19g73_82{grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;display:grid}._relatedGrid_19g73_82 a{color:#0f5265;background:#eff5f3;border:1px solid #cbd9d5;border-radius:5px;padding:23px;font-weight:780;line-height:1.55;text-decoration:none}._relatedGrid_19g73_82 a:hover{text-decoration:underline}._faq_19g73_14{border-top:1px solid #dce5e0;padding-top:83px;padding-bottom:86px}._faq_19g73_14 details{border-bottom:1px solid #cfdbd6;max-width:1080px;padding:20px 4px}._faq_19g73_14 details summary{color:#183f4a;cursor:pointer;font-size:1.04rem;font-weight:790;line-height:1.45}._faq_19g73_14 details p{max-width:940px;padding:8px 0;font-size:.98rem;line-height:1.8}._sources_19g73_14{border-top:1px solid #dce5e0;padding-top:80px;padding-bottom:85px}._sources_19g73_14>p{max-width:930px}._sources_19g73_14>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:31px;display:grid}._sources_19g73_14 a{background:#f3f7f4;border:1px solid #d4dfd9;border-radius:5px;flex-direction:column;gap:8px;padding:20px 23px;text-decoration:none;display:flex}._sources_19g73_14 a:hover{text-decoration:underline}._sources_19g73_14 a strong{color:#0d5464;line-height:1.45}._sources_19g73_14 a small{color:#5b6f73;font-size:.82rem;line-height:1.5}._cta_19g73_14{color:#fff;background:#133d49;padding:83px 0}._cta_19g73_14>._section-shell_19g73_97{grid-template-columns:1fr auto;align-items:center;gap:40px;display:grid}._cta_19g73_14 h2{max-width:810px}._cta_19g73_14 p:not(._eyebrow_19g73_7){color:#dceae5;max-width:800px;font-size:1.03rem;line-height:1.75}._cta_19g73_14 a{white-space:nowrap}@media (max-width:1050px){._timelineGrid_19g73_23{grid-template-columns:repeat(3,minmax(0,1fr))}._story_19g73_13{grid-template-columns:minmax(0,1fr) 270px;gap:24px}._estimator_19g73_34{grid-template-columns:1fr}._estimateResults_19g73_43{display:block}._distinctionGrid_19g73_62,._relatedGrid_19g73_82{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:740px){._hero_19g73_1{min-height:620px}._heroInner_19g73_4{padding:75px 0 70px}._hero_19g73_1 h1{font-size:clamp(2.7rem,9vw,4rem)}._story_19g73_13{padding-top:60px;padding-bottom:60px;display:block}._truthCard_19g73_17{margin-top:33px}._timeline_19g73_14{padding:63px 0}._timelineGrid_19g73_23{grid-template-columns:repeat(2,minmax(0,1fr))}._calculatorSection_19g73_14,._distinction_19g73_14,._checklist_19g73_14,._faq_19g73_14,._sources_19g73_14{padding-top:65px;padding-bottom:65px}._safety_19g73_14{padding:65px 0}._safetyGrid_19g73_70,._distinctionGrid_19g73_62,._relatedGrid_19g73_82,._sources_19g73_14>div,._cta_19g73_14>._section-shell_19g73_97{grid-template-columns:1fr}._cta_19g73_14{padding:65px 0}}@media (max-width:490px){._hero_19g73_1 h1{font-size:2.55rem}._heroInner_19g73_4>p:not(._eyebrow_19g73_7){font-size:1.02rem}._heroChips_19g73_9{gap:6px}._heroChips_19g73_9 span{padding:7px 9px;font-size:.71rem}._timelineGrid_19g73_23{grid-template-columns:1fr}._timelineGrid_19g73_23 article{padding:21px}._timelineTop_19g73_25{min-height:unset;flex-direction:row;align-items:center;margin-bottom:16px}._timelineTop_19g73_25 span{font-size:2.25rem}._estimateInputs_19g73_35,._estimateResults_19g73_43{padding:25px 20px}._inputGrid_19g73_38{grid-template-columns:1fr}._inputGrid_19g73_38 label small{min-height:unset}._calculatorWarning_19g73_60{padding:21px}._checklist_19g73_14 li{grid-template-columns:30px 1fr;gap:7px 14px}._checklist_19g73_14 li span{grid-column:2}._distinctionGrid_19g73_62 article{padding:24px}._sources_19g73_14 a{padding:19px}._cta_19g73_14 a{white-space:normal}}
