._hero_16gkh_1{isolation:isolate;color:#fff;background:#0a2939;align-items:end;min-height:660px;display:flex;position:relative;overflow:hidden}._hero_16gkh_1>img{z-index:-3;object-fit:cover;object-position:center 60%;width:100%;height:100%;position:absolute;inset:0}._heroShade_16gkh_1{z-index:-2;background:linear-gradient(90deg,#092d3df5 0%,#103343df 57%,#12384a58 100%);position:absolute;inset:0}._heroInner_16gkh_1{width:min(1240px,100% - 40px);margin-inline:auto;padding:118px 0 77px}._hero_16gkh_1 h1{letter-spacing:-.045em;color:#fff;max-width:1030px;margin:18px 0 27px;font-size:clamp(2.7rem,5.1vw,4.85rem);line-height:1.08}._heroInner_16gkh_1>p:not(._eyebrow_16gkh_1){color:#e4eeed;max-width:830px;font-size:1.2rem;line-height:1.72}._heroTags_16gkh_1{flex-wrap:wrap;gap:12px;margin:30px 0;display:flex}._heroTags_16gkh_1 span{background:#ffffff16;border:1px solid #e4ebdf7f;border-radius:30px;padding:8px 13px;font-size:.84rem;font-weight:700}._goldButton_16gkh_1{border-radius:5px;padding:15px 22px;font-weight:820;color:#183845!important;background:#dcb881!important;text-decoration:none!important;display:inline-block!important}._outlineButton_16gkh_1{border:1px solid #e7cfac;border-radius:5px;padding:15px 22px;font-weight:750;color:#fff!important;text-decoration:none!important;display:inline-block!important}._intro_16gkh_1,._calculatorSection_16gkh_1,._decision_16gkh_1,._sources_16gkh_1,._faq_16gkh_1{padding-top:85px;padding-bottom:88px}._intro_16gkh_1 h2,._evidence_16gkh_1 h2,._calculatorSection_16gkh_1 h2,._threeCosts_16gkh_1 h2,._decision_16gkh_1 h2,._sources_16gkh_1 h2,._faq_16gkh_1 h2,._cta_16gkh_1 h2{letter-spacing:-.046em;max-width:1040px;margin:15px 0 27px;font-size:clamp(2.15rem,3.75vw,3.4rem);line-height:1.14}._intro_16gkh_1 p:not(._eyebrow_16gkh_1),._calculatorSection_16gkh_1>p:not(._eyebrow_16gkh_1),._decision_16gkh_1>p:not(._eyebrow_16gkh_1),._sources_16gkh_1 p{color:#405b63;max-width:1000px;font-size:1.07rem;line-height:1.8}._evidence_16gkh_1{color:#fff;background:#123846;padding:86px 0 90px}._evidence_16gkh_1 h2,._threeCosts_16gkh_1 h2,._cta_16gkh_1 h2{color:#fff}._sampleGrid_16gkh_1{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:36px 0;display:grid}._sampleGrid_16gkh_1 article{background:#ffffff14;border:1px solid #d3e4dc65;border-radius:11px;flex-direction:column;gap:13px;padding:29px 26px;display:flex}._sampleGrid_16gkh_1 article span{color:#e2c48c;min-height:47px;font-weight:750}._sampleGrid_16gkh_1 article strong{letter-spacing:-.05em;font-size:clamp(2.3rem,3.6vw,3.6rem)}._sampleGrid_16gkh_1 article small{color:#dee9e7;font-size:.9rem;line-height:1.5}._evidence_16gkh_1 p:not(._eyebrow_16gkh_1){color:#dbe8e7;max-width:1000px;font-size:1.02rem;line-height:1.8}._evidence_16gkh_1 a{color:#edcc97}._calculatorSection_16gkh_1{scroll-margin-top:110px}._calculator_16gkh_1{background:#f6f8f6;border:1px solid #d2dfd9;border-radius:15px;margin:36px 0;overflow:hidden;box-shadow:0 15px 37px #133f4320}._calcHeading_16gkh_1{background:#e7eeea;padding:35px 38px}._calcHeading_16gkh_1 span{color:#587660;text-transform:uppercase;letter-spacing:.13em;font-size:.8rem;font-weight:850}._calcHeading_16gkh_1 h3{color:#17404b;letter-spacing:-.04em;margin:12px 0;font-size:clamp(1.7rem,2.8vw,2.55rem)}._calcHeading_16gkh_1 p{color:#50656a;max-width:940px;line-height:1.65}._calculatorGrid_16gkh_1{grid-template-columns:1fr .98fr;display:grid}._formGrid_16gkh_1{grid-template-columns:repeat(2,minmax(0,1fr));align-content:start;gap:19px 20px;padding:29px 30px;display:grid}._groupTitle_16gkh_1{color:#ead3a4;letter-spacing:.09em;background:#113c48;border-radius:6px;grid-column:1/-1;margin:8px 0 0;padding:12px 15px;font-weight:840}._formGrid_16gkh_1 label:not(._rebate_16gkh_1){color:#24434a;flex-direction:column;gap:7px;font-size:.89rem;font-weight:780;display:flex}._formGrid_16gkh_1 label small{color:#6a7d7a;min-height:23px;font-size:.76rem;font-weight:480;line-height:1.5}._formGrid_16gkh_1 input[type=number]{color:#143d49;font-variant-numeric:tabular-nums;background:#fff;border:1px solid #b3c8c4;border-radius:6px;width:100%;min-width:0;padding:11px 13px;font-size:1.08rem;font-weight:680}._formGrid_16gkh_1 input:focus{outline-offset:1px;outline:3px solid #b6d4c5}._rebate_16gkh_1{color:#3b5358;background:#fbf2e1;border:1px solid #d6c09c;border-radius:10px;grid-column:1/-1;gap:15px;padding:20px;font-size:.9rem;display:flex}._rebate_16gkh_1 input{accent-color:#1b5961;cursor:pointer;flex:none;width:23px;height:23px}._rebate_16gkh_1 span{flex-direction:column;gap:8px;display:flex}._rebate_16gkh_1 b{color:#214750;font-size:1rem}._results_16gkh_1{color:#fff;background:#143c49;flex-direction:column;gap:20px;padding:32px 28px;display:flex}._summaryPair_16gkh_1{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;display:grid}._summaryPair_16gkh_1 article{background:#ffffff13;border:1px solid #ffffff4a;border-radius:8px;flex-direction:column;gap:12px;padding:18px 14px;display:flex}._summaryPair_16gkh_1 span,._difference_16gkh_1 span{color:#ecd19e;font-size:.88rem;font-weight:800}._summaryPair_16gkh_1 strong{letter-spacing:-.045em;font-size:clamp(1.8rem,2.65vw,2.7rem)}._summaryPair_16gkh_1 small,._difference_16gkh_1 small{color:#d6e4e3;font-size:.76rem;line-height:1.53}._difference_16gkh_1{color:#153c45;background:#d9e6dd;border-radius:10px;flex-direction:column;gap:12px;padding:20px;display:flex}._difference_16gkh_1 span{color:#2d555b}._difference_16gkh_1 strong{letter-spacing:-.05em;font-size:clamp(2.15rem,3.2vw,3rem)}._difference_16gkh_1 small{color:#3d585c}._breakdown_16gkh_1{border-top:1px solid #aac6c44e;padding:20px 0}._breakdown_16gkh_1 h4{color:#f1d59b;margin:0 0 19px;font-size:1.14rem}._breakdown_16gkh_1>div{justify-content:space-between;gap:17px;padding:9px 0;font-size:.86rem;line-height:1.42;display:flex}._breakdown_16gkh_1 b{color:#fff;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums;font-size:.96rem}._breakdown_16gkh_1 p{color:#d2e2df;margin:14px 0 0;font-size:.84rem;line-height:1.75}._breakdown_16gkh_1 ._total_16gkh_1{border-top:1px solid #d0e5df66;border-bottom:1px solid #d0e5df66;padding:19px 0;font-weight:800}._breakdown_16gkh_1 ._total_16gkh_1 b{font-size:1.4rem}._calcNote_16gkh_1{color:#546568;background:#f7f1e5;border-top:1px solid #e4d8bc;padding:24px 30px;font-size:.85rem;line-height:1.72}._threeCosts_16gkh_1{color:#fff;background:#0c3442;padding:87px 0}._threeGrid_16gkh_1{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:34px;display:grid}._threeGrid_16gkh_1 article{background:#ffffff10;border:1px solid #cfdedc65;border-radius:10px;padding:30px 25px}._threeGrid_16gkh_1 span{color:#e1c48c;font-size:.84rem;font-weight:830}._threeGrid_16gkh_1 h3{color:#fff;letter-spacing:-.03em;margin:16px 0;font-size:1.65rem}._threeGrid_16gkh_1 p{color:#dae7e6;line-height:1.8}._decisionGrid_16gkh_1{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:35px 0;display:grid}._decisionGrid_16gkh_1 article{background:#f4f8f7;border:1px solid #d6e4df;border-radius:9px;padding:26px}._decisionGrid_16gkh_1 span{color:#987548;font:600 2.1rem Georgia,serif}._decisionGrid_16gkh_1 h3{color:#193f48;margin:12px 0;font-size:1.39rem}._decisionGrid_16gkh_1 p{color:#4a6267;line-height:1.74}._decisionEnd_16gkh_1{background:#f6f0e2;border-left:4px solid #ad8b53;padding:22px}._sources_16gkh_1{border-top:1px solid #d3e1de}._sources_16gkh_1>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 23px;margin:30px 0;display:grid}._sources_16gkh_1 a{color:#0b6276;text-underline-offset:4px;font-weight:750;line-height:1.5}._faq_16gkh_1 details{border-bottom:1px solid #d6e4e0;max-width:1090px;padding:20px 0}._faq_16gkh_1 summary{cursor:pointer;color:#19444b;font-weight:830;line-height:1.5}._faq_16gkh_1 details p{color:#526c6d;line-height:1.78}._cta_16gkh_1{color:#fff;background:#103542;padding:85px 0}._cta_16gkh_1>._section-shell_16gkh_1{grid-template-columns:1fr auto;align-items:center;gap:45px;display:grid}._cta_16gkh_1 p:not(._eyebrow_16gkh_1){color:#deebea;max-width:760px;line-height:1.72}._ctaLinks_16gkh_1{flex-direction:column;align-items:stretch;gap:12px;display:flex}@media (max-width:1000px){._calculatorGrid_16gkh_1{grid-template-columns:1fr}._threeGrid_16gkh_1{grid-template-columns:repeat(2,minmax(0,1fr))}._cta_16gkh_1>._section-shell_16gkh_1{grid-template-columns:1fr}}@media (max-width:680px){._hero_16gkh_1{min-height:680px}._heroInner_16gkh_1{padding-top:72px;padding-bottom:70px}._hero_16gkh_1 h1{font-size:2.48rem}._heroInner_16gkh_1>p:not(._eyebrow_16gkh_1){font-size:1.03rem}._heroTags_16gkh_1 span{font-size:.75rem}._intro_16gkh_1,._calculatorSection_16gkh_1,._decision_16gkh_1,._sources_16gkh_1,._faq_16gkh_1,._threeCosts_16gkh_1,._evidence_16gkh_1,._cta_16gkh_1{padding-top:65px;padding-bottom:65px}._intro_16gkh_1 h2,._evidence_16gkh_1 h2,._calculatorSection_16gkh_1 h2,._threeCosts_16gkh_1 h2,._decision_16gkh_1 h2,._sources_16gkh_1 h2,._faq_16gkh_1 h2,._cta_16gkh_1 h2{font-size:2.15rem}._sampleGrid_16gkh_1,._threeGrid_16gkh_1,._decisionGrid_16gkh_1,._sources_16gkh_1>div,._formGrid_16gkh_1,._summaryPair_16gkh_1{grid-template-columns:1fr}._sampleGrid_16gkh_1 article span{min-height:unset}._calcHeading_16gkh_1{padding:26px 22px}._formGrid_16gkh_1{gap:15px;padding:23px 20px}._results_16gkh_1{padding:26px 20px}._groupTitle_16gkh_1,._rebate_16gkh_1{grid-column:auto}._calcNote_16gkh_1{padding:22px 20px}._summaryPair_16gkh_1 strong{font-size:2.55rem}._ctaLinks_16gkh_1 a{font-size:.92rem}._sources_16gkh_1 a{word-break:break-word}}