._hero_btiqv_1{isolation:isolate;color:#fff;background:#0b3442;align-items:center;min-height:630px;display:flex;position:relative;overflow:hidden}._heroImage_btiqv_2{z-index:-2;object-fit:cover;width:100%;height:100%;position:absolute;inset:0}._overlay_btiqv_3{z-index:-1;background:linear-gradient(90deg,#082936f5 0%,#103b48ed 57%,#1a465d88 100%);position:absolute;inset:0}._heroInner_btiqv_4{width:min(1240px,100% - 48px);margin-inline:auto;padding:110px 0 92px;position:relative}._hero_btiqv_1 h1{color:#fff;letter-spacing:-.05em;max-width:1000px;margin:20px 0 28px;font-size:clamp(2.75rem,5.8vw,5.35rem);line-height:1.08}._hero_btiqv_1 h1 em{color:#f1cb91;font-style:normal}._heroInner_btiqv_4>p:not(._eyebrow_btiqv_7){color:#e2eeea;max-width:770px;font-size:clamp(1rem,1.65vw,1.21rem);line-height:1.78}._heroTags_btiqv_8{flex-wrap:wrap;gap:9px;margin:29px 0 34px;display:flex}._heroTags_btiqv_8 span{color:#edf4f1;background:#ffffff1d;border:1px solid #d9eae394;border-radius:99px;padding:9px 14px;font-size:.8rem}._goldAction_btiqv_10{border-radius:5px;padding:16px 24px;font-weight:820;display:inline-block;box-shadow:0 8px 25px #00192335;color:#153845!important;background:#e9c38b!important;text-decoration:none!important}._goldAction_btiqv_10:hover{background:#f7d6a8!important}._story_btiqv_12{grid-template-columns:minmax(0,1fr) 295px;align-items:center;gap:66px;padding-top:89px;padding-bottom:91px;display:grid}._story_btiqv_12 h2,._twoPaths_btiqv_13 h2,._layers_btiqv_13 h2,._checkerBand_btiqv_13 h2,._finance_btiqv_13 h2,._changes_btiqv_13 h2,._listSection_btiqv_13 h2,._related_btiqv_13 h2,._faq_btiqv_13 h2,._sources_btiqv_13 h2,._cta_btiqv_13 h2{letter-spacing:-.048em;max-width:1010px;margin:13px 0 28px;font-size:clamp(2rem,3.7vw,3.45rem);line-height:1.18}._story_btiqv_12 p,._layers_btiqv_13>p,._finance_btiqv_13>p,._listSection_btiqv_13>p,._faq_btiqv_13 p,._sources_btiqv_13>p{color:#48616b;font-size:1.04rem;line-height:1.8}._story_btiqv_12 p{max-width:800px}._keyCard_btiqv_16{background:#eaf2ed;border:1px solid #cbded4;border-left:5px solid #baa16d;border-radius:7px;padding:30px;box-shadow:0 12px 30px #18414c12}._keyCard_btiqv_16 span{color:#926d38;text-transform:uppercase;letter-spacing:.07em;margin-bottom:16px;font-size:.78rem;font-weight:800;display:block}._keyCard_btiqv_16 strong{color:#174550;font:640 1.95rem/1.2 Georgia,serif}._keyCard_btiqv_16 p{color:#536d71;margin-bottom:0;font-size:.96rem;line-height:1.75}._twoPaths_btiqv_13{color:#fff;background:#123c4a;padding:90px 0 93px}._twoPaths_btiqv_13 h2,._checkerBand_btiqv_13 h2,._changes_btiqv_13 h2,._cta_btiqv_13 h2{color:#fff}._twoPathGrid_btiqv_22{grid-template-columns:repeat(2,minmax(0,1fr));gap:19px;margin-top:33px;display:grid}._twoPathGrid_btiqv_22 article{background:#ffffff0c;border:1px solid #e2eee566;border-radius:8px;flex-direction:column;align-items:flex-start;padding:29px;display:flex}._twoPathGrid_btiqv_22 article:nth-child(2){border-color:#dabb84a8}._twoPathGrid_btiqv_22 small{color:#edc991;text-transform:uppercase;letter-spacing:.045em;font-size:.78rem;font-weight:800}._twoPathGrid_btiqv_22 h3{color:#fff;margin:17px 0 12px;font-size:1.95rem;line-height:1.2}._twoPathGrid_btiqv_22 strong{color:#f7d29a;font-size:.99rem;line-height:1.55}._twoPathGrid_btiqv_22 p{color:#deedec;font-size:.95rem;line-height:1.75}._twoPathGrid_btiqv_22 a{color:#f7d39a;text-underline-offset:4px;margin-top:auto;font-size:.91rem;font-weight:800;line-height:1.6}._layers_btiqv_13{padding-top:94px;padding-bottom:95px}._layers_btiqv_13>p{max-width:1040px}._layerGrid_btiqv_32{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:35px;display:grid}._layerGrid_btiqv_32 article{background:#f0f5f1;border:1px solid #d2ddd7;border-radius:8px;flex-direction:column;padding:28px;display:flex}._layerGrid_btiqv_32 article:nth-child(3n+2){background:#f8f5ed;border-color:#e4dac8}._layerGrid_btiqv_32 span{color:#a28453;margin-bottom:17px;font:660 2.35rem Georgia,serif}._layerGrid_btiqv_32 small{letter-spacing:.055em;text-transform:uppercase;color:#8c6c40;font-size:.76rem;font-weight:800}._layerGrid_btiqv_32 h3{color:#183f4c;margin:11px 0;font-size:1.54rem;line-height:1.28}._layerGrid_btiqv_32 p{color:#4a6470;margin-bottom:0;font-size:.93rem;line-height:1.76}._checkerBand_btiqv_13{color:#fff;background:#113944;padding:91px 0 99px}._checkerBand_btiqv_13>._section-shell_btiqv_40>p:not(._eyebrow_btiqv_7){color:#e1ece8;max-width:1020px;line-height:1.75}._screen_btiqv_41{background:#f6f8f4;border:1px solid #bacfc6;border-radius:11px;grid-template-columns:minmax(0,1fr) minmax(0,.98fr);margin-top:34px;display:grid;overflow:hidden;box-shadow:0 18px 48px #00000023}._screenInputs_btiqv_42{color:#17404c;padding:35px 32px}._screenInputs_btiqv_42 h3,._calcIntro_btiqv_43 h3{letter-spacing:-.035em;color:#123c49;margin:7px 0 12px;font-size:1.77rem;line-height:1.25}._screenInputs_btiqv_42>p:not(._smallGold_btiqv_44){color:#536d73;font-size:.93rem;line-height:1.7}._smallGold_btiqv_44,._calcIntro_btiqv_43 span{text-transform:uppercase;letter-spacing:.07em;color:#9b793f!important;font-size:.76rem!important;font-weight:830!important}._choiceGrid_btiqv_46{gap:18px;margin-top:28px;display:grid}._choiceGrid_btiqv_46 label,._typeRow_btiqv_47 label,._calcFields_btiqv_47 label{flex-direction:column;gap:8px;min-width:0;display:flex}._choiceGrid_btiqv_46 strong,._typeRow_btiqv_47 strong,._calcFields_btiqv_47 strong{color:#1a4651;font-size:.92rem;line-height:1.42}._choiceGrid_btiqv_46 small,._typeRow_btiqv_47 small,._calcFields_btiqv_47 small{color:#5c7075;font-size:.8rem;font-weight:460;line-height:1.5}._choiceGrid_btiqv_46 select,._typeRow_btiqv_47 select,._calcFields_btiqv_47 input{color:#143c48;background:#fff;border:1px solid #afc7be;border-radius:5px;width:100%;min-width:0;padding:12px 13px;font-size:1rem;font-weight:660}._choiceGrid_btiqv_46 select:focus,._typeRow_btiqv_47 select:focus,._calcFields_btiqv_47 input:focus{outline-offset:2px;outline:3px solid #d0a65e}._typeRow_btiqv_47{border-top:1px solid #d6ded9;margin-top:23px;padding-top:22px}._screenOutput_btiqv_53{background:#eaf1eb;min-width:0;padding:29px 28px 32px}._result_btiqv_54{border:1px solid #c8d6cd;border-radius:8px;padding:22px 23px}._result_btiqv_54._unverified_btiqv_55{background:#fff9e7;border-left:5px solid #c7a16a}._result_btiqv_54._blocked_btiqv_56{background:#fbecec;border-left:5px solid #c3766c}._result_btiqv_54._preliminary_btiqv_57{background:#e4f1e9;border-left:5px solid #6fa588}._result_btiqv_54 span{text-transform:uppercase;letter-spacing:.045em;color:#8f6b3f;font-size:.77rem;font-weight:860}._result_btiqv_54 h3{color:#1b404a;margin:10px 0;font-size:1.43rem;line-height:1.3}._result_btiqv_54 p{color:#435e66;margin:0;font-size:.89rem;line-height:1.74}._calcIntro_btiqv_43{margin:27px 0 23px}._calcIntro_btiqv_43 p{color:#546d73;font-size:.9rem;line-height:1.7}._calcFields_btiqv_47{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;display:grid}._calcFields_btiqv_47 input{font-variant-numeric:tabular-nums;margin-top:auto}._exampleTotals_btiqv_65{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:25px;display:grid}._exampleTotals_btiqv_65>div{background:#163c49;border-radius:6px;flex-direction:column;gap:9px;min-width:0;padding:21px 18px;display:flex}._exampleTotals_btiqv_65 small{color:#dfede7;font-size:.8rem;line-height:1.45}._exampleTotals_btiqv_65 strong{color:#f0c98c;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;font:670 clamp(1.7rem,2.7vw,2.45rem)/1.2 Georgia,serif}._taxNote_btiqv_69{color:#526c72;margin:20px 0;font-size:.85rem;line-height:1.68}._reset_btiqv_70{color:#245663;cursor:pointer;background:0 0;border:1px solid #446c74;border-radius:6px;padding:11px 14px;font-size:.83rem;font-weight:780}._reset_btiqv_70:hover{background:#d8e7e2}._screenFoot_btiqv_72{color:#4d6870;background:#f7f7f2;border-top:1px solid #cedbd4;grid-column:1/-1;margin:0;padding:22px 32px;font-size:.89rem;line-height:1.7}._finance_btiqv_13{padding-top:87px;padding-bottom:91px}._finance_btiqv_13>p{max-width:1080px}._financeGrid_btiqv_75{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:29px 0;display:grid}._financeGrid_btiqv_75 article{background:#f1f6f2;border:1px solid #ccddd4;border-radius:7px;padding:25px}._financeGrid_btiqv_75 span{color:#93713d;letter-spacing:.055em;text-transform:uppercase;font-size:.77rem;font-weight:840;display:block}._financeGrid_btiqv_75 strong{color:#15414d;margin:17px 0;font:670 2.2rem Georgia,serif;display:block}._financeGrid_btiqv_75 p{color:#4f6972;font-size:.92rem;line-height:1.73}._warning_btiqv_80{background:#fbf5e8;border-left:5px solid #b99b63;max-width:1110px;padding:20px 23px;font-size:.94rem!important}._changes_btiqv_13{color:#fff;background:#103641;padding:87px 0 92px}._changeGrid_btiqv_82{grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;margin-top:31px;display:grid}._changeGrid_btiqv_82 article{background:#ffffff12;border:1px solid #e2f1e458;border-radius:7px;padding:28px}._changeGrid_btiqv_82 small{color:#e7c383;text-transform:uppercase;letter-spacing:.055em;font-size:.77rem;font-weight:820}._changeGrid_btiqv_82 h3{color:#fff;margin:15px 0 13px;font-size:1.5rem;line-height:1.34}._changeGrid_btiqv_82 p{color:#e1efed;font-size:.93rem;line-height:1.76}._listSection_btiqv_13{padding-top:91px;padding-bottom:85px}._listSection_btiqv_13 ol{counter-reset:item;gap:12px;max-width:1050px;margin:30px 0;padding:0;list-style:none;display:grid}._listSection_btiqv_13 li{counter-increment:item;background:#eff5f0;border:1px solid #cbdcd4;border-radius:7px;grid-template-columns:36px 1fr;align-items:baseline;gap:7px 18px;padding:20px;display:grid}._listSection_btiqv_13 li:before{content:counter(item,decimal-leading-zero);color:#9c7842;font:680 1.39rem Georgia,serif}._listSection_btiqv_13 li strong{color:#163e4a;font-size:1rem}._listSection_btiqv_13 li p{color:#506b72;grid-column:2;margin:0;font-size:.94rem;line-height:1.7}._related_btiqv_13{border-top:1px solid #d4e0d9;padding-top:78px;padding-bottom:88px}._relatedLinks_btiqv_94{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}._relatedLinks_btiqv_94 a{color:#165765;background:#f1f6f2;border:1px solid #cddfd5;border-radius:7px;padding:21px;font-weight:780;line-height:1.57;text-decoration:none}._relatedLinks_btiqv_94 a:hover{text-decoration:underline}._faq_btiqv_13{border-top:1px solid #dbe5dc;padding-top:78px;padding-bottom:89px}._faq_btiqv_13 details{border-bottom:1px solid #cbded5;max-width:1120px;padding:18px 4px}._faq_btiqv_13 details summary{color:#1b4652;cursor:pointer;font-size:1rem;font-weight:790;line-height:1.5}._faq_btiqv_13 details p{color:#4c6770;max-width:1020px;padding:9px 0;font-size:.97rem;line-height:1.79}._sources_btiqv_13{border-top:1px solid #d5e1da;padding-top:81px;padding-bottom:85px}._sources_btiqv_13>p{max-width:1080px}._sources_btiqv_13>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:32px;display:grid}._sources_btiqv_13 a{background:#f1f6f2;border:1px solid #cddfd5;border-radius:6px;flex-direction:column;gap:8px;padding:20px 22px;text-decoration:none;display:flex}._sources_btiqv_13 a strong{color:#195b68;line-height:1.5}._sources_btiqv_13 a small{color:#597179;font-size:.83rem;line-height:1.6}._sources_btiqv_13 a:hover{text-decoration:underline}._cta_btiqv_13{color:#fff;background:#103c49;padding:82px 0}._cta_btiqv_13>._section-shell_btiqv_40{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:38px;display:grid}._cta_btiqv_13 h2{color:#fff}._cta_btiqv_13 p:not(._eyebrow_btiqv_7){color:#dce9e7;max-width:800px;font-size:1rem;line-height:1.75}._cta_btiqv_13 a{white-space:nowrap}@media (max-width:1050px){._story_btiqv_12{grid-template-columns:minmax(0,1fr) 280px;gap:28px}._layerGrid_btiqv_32{grid-template-columns:repeat(2,minmax(0,1fr))}._screen_btiqv_41{grid-template-columns:1fr}._relatedLinks_btiqv_94{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:750px){._hero_btiqv_1{min-height:590px}._heroInner_btiqv_4{padding:75px 0 67px}._hero_btiqv_1 h1{font-size:clamp(2.6rem,9vw,4.2rem)}._story_btiqv_12{padding-top:64px;padding-bottom:69px;display:block}._keyCard_btiqv_16{margin-top:32px}._twoPaths_btiqv_13,._layers_btiqv_13,._checkerBand_btiqv_13,._finance_btiqv_13,._changes_btiqv_13,._listSection_btiqv_13,._related_btiqv_13,._faq_btiqv_13,._sources_btiqv_13,._cta_btiqv_13{padding-top:65px;padding-bottom:68px}._twoPathGrid_btiqv_22,._changeGrid_btiqv_82,._financeGrid_btiqv_75,._relatedLinks_btiqv_94,._sources_btiqv_13>div,._cta_btiqv_13>._section-shell_btiqv_40{grid-template-columns:1fr}._cta_btiqv_13 a{justify-self:start}._layerGrid_btiqv_32{grid-template-columns:1fr}}@media (max-width:490px){._hero_btiqv_1 h1{margin:13px 0 18px;font-size:2.34rem}._heroTags_btiqv_8{gap:6px;margin:12px 0 17px}._heroTags_btiqv_8 span{padding:7px 10px;font-size:.72rem}._heroInner_btiqv_4{padding:34px 0 61px}._screenInputs_btiqv_42,._screenOutput_btiqv_53{padding:24px 21px}._screenFoot_btiqv_72{padding:20px}._calcFields_btiqv_47,._exampleTotals_btiqv_65{grid-template-columns:1fr}._calcFields_btiqv_47{gap:18px}._listSection_btiqv_13 li{grid-template-columns:29px 1fr;gap:7px 12px}._twoPathGrid_btiqv_22 article{padding:25px}._cta_btiqv_13 a{white-space:normal}}