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Humber Bay Shores · Guide for renters
The advertised rent is only the starting point.
Before applying for a condo, calculate what you will actually pay, check the building rules and prepare a strong, privacy-conscious application.
REALM historical lease dataOntario deposit rulesEditable cost worksheet
Calculate your monthly cost ↓The difference between rent and your real outlay
A $2,350 monthly rental can cost more than $2,350 to live in.
Imagine finding a one-bedroom condo near Lake Shore Boulevard West with a $2,350 monthly rent. You still need to ask whether hydro, internet, tenant insurance and parking are included. You may also need to reserve a moving elevator, obtain fobs and check pet restrictions before the move.
The advertised price is a starting point, not a complete budget or an acceptance guarantee. Use the actual suite and written lease—not a neighbourhood average—for your final decision.
Historical REALM completed leases · exact Westlake addresses
What did similar local leases actually close for?
These are 116 distinct condo-apartment leases at 2200, 2212 and 2220 Lake Shore Boulevard West, completed in an archived September 20, 2025–September 19, 2026 REALM sample. Two common-element records were excluded. They are not current October asking rents or medians for all of Humber Bay Shores.
Archived member-market records, reconciled by MLS ID and sold/leased status. Reported bedroom categories mix floor plans, views, sizes and included services. The most recent completed lease in this source is dated September 10, 2026. A current unit could ask more or less. See the separate landlord cash-flow methodology for how the Westlake sample was collected.
Try a realistic worksheet
What will your own unit cost each month?
Your personal budget—not landlord screening
What would this condo really cost per month?
Start with a historical Westlake bedroom-group reference or type the advertised rent of an actual suite. Every expense below is an editable illustration, not a fee estimate or legal charge.
Illustrative monthly outlay$2,675Rent plus only the extras entered above; excludes groceries, transit and other personal spending.
Illustrative first month + last-month rent deposit$4,700Assumes monthly rent and a lawful last-month rent deposit equal to one month of rent. This is not a damage deposit. Actual payment timing follows your agreement.
Plus your chosen moving costs$4,700No optional/illegal deposits assumed. Confirm every requested payment before sending funds.
The calculator is for your personal planning. Ontario's Human Rights Commission prohibits fixed rent-to-income ratios as screening thresholds for ordinary rental housing. It does not tell a landlord whether to accept you, and no entered numbers are transmitted or stored by this tool.
Before you pay anything
Know the difference between rent and deposits.
Your ordinary rent payment
If the agreement requires rent when the tenancy begins, that payment is rent—not a second security deposit. Confirm its due date and account in writing.
Usually capped at one month
For a monthly tenancy covered by the Residential Tenancies Act, the permitted rent deposit generally cannot exceed one month's rent and must be applied toward the final rental period—not repairs or alleged damage.
Limited to replacement cost
Key or access-device deposits may be allowed within the permitted reasonable replacement-cost limits and should be returned when the devices are returned. Pet and damage security deposits are generally not permitted.
Example: on an illustrative $2,350/month unit, the first month's rent plus a lawful $2,350 last-month deposit would total $4,700, before moving expenses or any legitimate refundable key amount. Verify the signed lease and recipient before sending funds. Never send money to an unverified social-media account.
Questions during your viewing
Five things a great listing photo cannot tell you.
What is included in the advertised rent?
Ask whether hydro, water, heat, internet, parking, locker and amenities are included; check the actual lease terms and condo responsibilities. A condo fee in an MLS record is not necessarily a monthly bill sent to the tenant.
Can I move in when I need to?
Confirm the possession date, key and fob arrangement, any elevator reservation, move-in access hours and concierge registration. Ask about any deposit or booking charge before accepting it.
Does this building suit my daily life?
Check your commute at the time you would travel, walkability, storage, daylight, noise, visitor parking and grocery access. Visit the actual suite, not just a building photo.
What does the building permit?
Request current condominium declaration/rules about pets, smoking, balconies, deliveries, guests, parking and common spaces. Rules vary by building and a standard rental listing may omit them.
How will rent increases work later?
Check the building’s residential first-occupancy history and whether the guideline exemption applies. Do not assume all buildings completed in recent years are exempt without evidence.
Know your Ontario rental rights
The building's age, lease and screening rules matter.
Rent control is building-specific
Ontario's 2026 guideline is 2.1% for most covered tenancies, and the 2027 guideline is 1.9%. Rental units in qualifying buildings first occupied for residential purposes after November 15, 2018 may be exempt from the annual percentage guideline. Proper notice and timing rules may still apply. Ask about the precise building's first occupancy; do not guess from a marketing name. For proof and proper notice steps, see the Ontario condo rent-control checklist.
A standard lease protects clarity
Ontario's standard lease is required for most ordinary residential tenancies. Check which costs and services are included, utilities, parking, tenant insurance, condo obligations and written additional terms. An added term cannot override statutory rights. Valid condo rules may restrict certain pets even when ordinary residential no-pets provisions are unenforceable. For an exact-document checklist, see what Ontario condo tenants and landlords need to verify about pets. Before submitting a deposit to a new rental contact, also read how to verify a Toronto rental listing, agent and payment recipient. For the other end of the tenancy, see the N9/N11 move-out and last-month rent handover guide.
Applicants must be assessed fairly
A landlord may ask for lawful income, rental and credit references and may conduct credit checks with appropriate permission. A newcomer or young renter's missing Canadian credit history is not proof they cannot pay. For ordinary market rentals, landlords must not use a rigid 30% rent-to-income screen, and guarantors cannot be demanded selectively based on protected grounds.
The Landlord and Tenant Board updated procedures and forms effective September 21, 2026. This article does not attempt to interpret eviction notices or promise an outcome in a dispute. Use the official LTB update and obtain legal advice when needed.
Your application, step by step
Prepare once. Avoid unnecessary personal disclosures.
Shortlist by the real monthly outlay
Compare actual advertised rents plus separately payable utilities, internet, tenant insurance and parking. Use your own household spending plan; this is not a landlord screening ratio.
View the unit and check condo rules
Verify the actual address, layout, windows, appliances, inclusions, storage, parking details and any move-in process. Ask about restrictions that matter to your household.
Prepare relevant documents securely
Keep employment/income information or other legitimate financial support, references and rental history available if requested. Missing Canadian credit history is not automatic disqualification. Only consent to a credit check you understand.
Read the written offer and standard lease
Confirm all occupants and named tenants, total monthly rent, first payment, lawful last-month rent deposit, utilities, insurance, parking, fixed term, additional condo rules and the responsible landlord/brokerage.
Verify who receives money
Before transferring deposits, verify the landlord or brokerage and the written transaction instructions. Obtain a receipt, keep copies of signed forms and ask if a payment is a lawful rent deposit, rent due or refundable key deposit.
Our initial rental questionnaire does not perform a credit pull. It requests your contact and housing preferences and allows some self-reported application information, but does not ask you to upload pay stubs, unredacted identification, SIN or bank details. Don't send sensitive documents through comments or social DMs.
Share your rental needs privately →Frequently asked rental questions
Check these before agreeing to a lease.
What rent should I budget for in Humber Bay Shores?
Use the asking rent for the actual unit and add any separately payable utilities, internet, insurance, parking and moving costs. In an archived REALM sample of 116 completed condo apartment leases at 2200, 2212 and 2220 Lake Shore Blvd W through September 19, 2026, the median was $2,587.50. That sample does not represent all Humber Bay Shores or current listings.
Can a landlord ask for a damage or pet deposit in Ontario?
For most Residential Tenancies Act tenancies, a landlord may request a last-month rent deposit no greater than one monthly rental period and a refundable key deposit limited to replacement cost. Pet or damage security deposits are not generally permitted. Check the current Ontario standard lease and obtain advice for an unusual arrangement.
Are all Humber Bay Shores condos rent-controlled?
No assumption is safe. Ontario generally exempts rental units in buildings first occupied for residential use after November 15, 2018 from the rent increase guideline. The guideline for 2026 is 2.1% and for 2027 is 1.9% for covered tenancies, subject to proper timing and notice. Confirm the exact building history and your tenancy.
What if I am new to Canada and have no Canadian credit history?
Ontario Human Rights Commission guidance says missing credit or rental history should not automatically count against an applicant. Landlords can consider relevant information fairly, including income and references, but cannot apply a fixed rent-to-income ratio to screen ordinary applicants. You may provide other appropriate information with consent.
Do I need to upload a bank statement, SIN or ID to request rental help?
No. Our initial tenant-intake questionnaire asks about your rental needs and self-reported credit information, does not perform a credit check and does not request SIN, banking details or document uploads. If a legitimate application later needs verification, agree on a secure and appropriate method with the brokerage.
Can a condo ban pets or require elevator booking?
Condominium declarations and properly adopted rules can impose restrictions distinct from ordinary apartment leases, including certain pet-related rules and move-in procedures. Ask for the actual current condo rules before signing; do not assume a generic no-pets clause is enforceable or that every building allows a pet.
Official sources and related guides
Ontario Standard Lease Guide ↗Ontario Renting Rights and Deposits ↗Ontario Rent Increase Rules ↗Ontario Human Rights Commission: Rental Housing ↗Westlake vs Beyond the Sea buyer comparison →Humber Bay Shores neighbourhood guide →
Educational information updated October 15, 2026. Historical REALM figures refer only to the stated three Westlake addresses and sample period. No individual legal advice, tenant approval, rental price quote or guaranteed availability is implied.
Start with your actual needs
Find a rental that fits your budget and routine.
Tell me your preferred move-in date, budget, bedroom needs, commute and any must-haves. We can narrow down suitable units without asking for bank information or ID at the inquiry stage.